Financing Options for Cataract Surgery
Navigating your daily life when dealing with the effects of cataracts can feel limiting and frustrating. As the condition progresses, your vision may become blurred or fuzzy, or you may experience double vision or a distracting glare. You may know that surgery can help restore your sight and give you clearer vision, but you may not be so sure as to your financing options for cataract surgery.
Covering the Cost of Cataract Surgery
At Sight360, we are a comprehensive vision organization serving St Pete, Pinellas Park, and nearby communities. Our services cover optical retail, optometry, and ophthalmology, including both traditional and bladeless cataract surgery.
Our kind and knowledgeable doctors are proud to provide affordable treatments addressed to the unique needs of each patient. Below, you can learn more about the various financing options available for cataracts surgery at Sight360.
- Medicare and Medicare Advantage. Medicare often helps cover the cost of certain types of cataract surgery, while Medicare Advantage Plans typically cover more. We accept a number of Medicare Advantage Plans and Medicare in specific instances.
- Medical Insurance Plans. We accept popular insurance plans ranging from Cigna to Florida Blue Cross Blue Shield. As medical insurance plans and benefits are constantly changing, don’t hesitate to reach out to our office to determine whether we are currently accepting your insurance.
- Wells Fargo Financing. We also offer Wells Fargo financing options for certain ophthalmology services ask our surgical counselors for more information.
Find Out More About the Cost of Cataract Surgery
Our helpful surgical counselors can speak with you about your financing options for cataract surgery and assist you with taking all the necessary steps to renewing your vision. Reach out to Sight360 to request a consultation today!
Cataract Surgery Financing FAQs
Check with your health insurance provider to determine the extent of coverage for cataract surgery. Insurance plans often cover the basic costs of surgery, but you may still have out-of-pocket expenses such as copayments, deductibles, or upgrades.
If you are eligible for Medicare, it typically covers a significant portion of cataract surgery costs. You may still have some out-of-pocket expenses, so it’s essential to understand your coverage.
Medicaid may provide coverage for cataract surgery, especially for low-income individuals and families. Eligibility and coverage details can vary by state, so check with your local Medicaid office for information.
If you have an FSA or HSA through your employer, you can use pre-tax dollars to cover eligible medical expenses, including cataract surgery. Check the specific rules and limits of your account.
Some healthcare providers offer payment plans or financing options to help spread the cost of cataract surgery over time. This allows you to make manageable monthly payments. Inquire about the terms and interest rates associated with these plans.
Some individuals use healthcare credit cards to cover medical expenses, including cataract surgery. These cards often come with special financing options or promotional periods with low or no interest. Be cautious and fully understand the terms before using this option.
Some charitable organizations and assistance programs may provide financial help for medical procedures, including cataract surgery. Explore local or national programs that offer assistance based on financial need.
Talk openly with your eye surgeon about the costs associated with cataract surgery. They may be able to provide guidance on affordable options, payment plans, or financial assistance programs.
Accepted Vision Insurance Plans
As a group, we accept many medical insurances plans alone, including popular plans like Aetna, Avmed, Blue Cross Blue Shield, Cigna, Coast to Coast, Freedom, Optimum, United Healthcare, Medicare and Wellcare Medicare. Please call our offices to verify your insurance.
Highly Rated Eye Doctors & Vision Care Specialists
Your sight is your most important sense. Therefore, you want to make sure it is in excellent hands. You can trust the vision care specialists at Sight360, but don’t take our word for it.
Here’s what our patients have to say about the level of care we provide.